Our Business

Baren Associates
Our Business

Success Strategies

Medicare is a fact of life in your retirement years.  And that’s a good thing, because it simply works.  It’s efficient and it’s a comfort to know you have it.  However, like most things the government touches, it is needlessly complicated and burdened with seemingly endless rules and conditions.  Once you are enrolled in Medicare, it functions pretty smoothly.  But, learning about its various components and how to get it and what's involved can be a frustrating process. 
  
Our Medicare-centric business can be described in this way; we solve problems. Here is how we do it.  First, we provide advice and counsel to assist people in understanding what Medicare is and is not.  We strive to simplify the process of enrolling while drawing particular attention to deadlines.  Next, we stress the importance of understanding that Medicare has limits and does not provide complete coverage.  Additional insurance is required to fill the gaps.  We believe a Medicare Supplement (“Medigap”) Plan is an absolute necessity for complete coverage.  Once you are fully aware of Medicare's benefits and limitations you will understand the importance of enrolling in and maintaining a Medigap Plan.  
 
What do we do?  We answer your questions, we guide you along and we provide you with options.  Whether you are enrolling in a Medigap Plan for the first time or you are changing plans or switching to a new company, we are here to assist.  We evaluate your needs and lifestyle and help you to choose one of the standardized Medigap plans currently available to you.  We then review the list of companies that offer that plan in your area.  Our goal is to find the most cost effective option for your chosen plan among the top-rated companies.  As independent insurance agents we then help you enroll in that plan.  The result is comprehensive healthcare coverage for your retirement years.  We round out our services by offering other insurance products that Medicare enrollees find helpful and necessary in their lives.

For those new to Medicare and those
 needing to make changes in their coverage 

We offer the very best service and always have your satisfaction as our top priority.
It’s who we are, and we are proud of it. 
How can we help you
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