Baren Associates 

Essential Insurance Solutions

We are independent insurance agents that specialize in all things Medicare.  To achieve complete Medicare coverage you will need either Medicare Advantage or a Medicare Supplement Plan with a Prescription Drug Plan. We represent top-rated companies to offer you the very best options. As independent agents, we work for you, not the insurance companies. 

Medicare is there to assist you with your medical needs in your retirement years. But, its structure of different parts and various options can be a bit confusing. Multiple decisions need to be made and deadlines, if missed, can have a profound impact on your cost and coverage. We un-complicate the entire process and assist you with guidance about when and where to sign up, how to do it, the questions to ask and what to expect once enrolled.  Your experience becomes stress free.

Medicare Supplement Insurance can be a necessary component for your complete healthcare coverage. With multiple plans from dozens of companies to choose from, the selection process can be daunting.  If you are new to Medicare, we can help you make the best choice.  And if you already have your plan, we can help you re-evaluate your situation and perhaps make changes for more appropriate coverage or identical coverage at more affordable prices.

Medicare Advantage can be a cost-effective solution for your complete healthcare coverage.  Major companies offer a variety of plans which often include prescription coverage as well as benefits such as dental, vision, hearing and other cost savings aids. If you are new to Medicare, we can help you make the best personal choices.  For seasoned Medicare clients, it may be prudent to re-evaluate your current coverage and perhaps make changes for a more appropriate or affordable solution.